Category: Homes

29 Nov

Home Sales Data is Now Public

A recent Supreme Court decision could have an enormous impact on the GTA housing market. This ruling will make sales data public, thus removing a lot of the secrecy that shrouds transactions for both sellers and buyers. This brings to end a longstanding 7-year battle brought forth by the Toronto Real Estate Board (TREB) and […]

22 Nov

Why Choose Suburbia?

When most people think of suburbia, they picture two-car garages, uniform lawns, quiet streets, and spacious backyards. It offers a certain lifestyle that doesn’t appeal to everyone but it’s a reality for many who want to enter the GTA housing market. The reason it is such a viable option isn’t just because of the ample […]

15 Nov

Will the GTA Market Course Correct?

Many pundits and experts have been anticipating that the GTA housing market would experience a course correction at some point in 2018. Now that we’re in the last quarter of the year, it looks as if prices are trending up and that a full-blown course correction is probably not in the offering. Let’s review what […]

08 Nov

The Municipal Issue of Affordable Housing

In October, the GTA was gripped in election fever. Sure, there were several candidates but it was really a two-horse race between John Tory and Jennifer Keesmaat. In the end, Tory remains Toronto’s mayor. Despite the usual election rhetoric about crime and property taxes, the one issue that loomed large was that of affordable housing […]

11 Oct

The Classic Debate: House or condo?

When looking for somewhere to live, there are benefits and potential downsides to the types of homes you can explore, ranging from your individual needs to the trends in the real estate market. The condo market seems to be ever expanding, yet houses are still widely popular in their own right. Here are some simple […]

27 Sep

Update on Mortgages for the Self-employed

Recently, we wrote a post about how self-employed individuals can be approved for a mortgage. Self-employed mortgage applicants face additional challenges because they pose greater risks to lenders because their income can be unpredictable. Last July, self-employed people looking to enter the housing market received some good news. The Canadian Mortgage and Housing Corporation (CMHC) […]

13 Sep

Why your Home isn’t Selling

There is nothing more frustrating than putting your property on the market, then watching it sit there month after month without ever receiving an offer. If you have a property that isn’t garnering a ton of interest, it might be wise to pull it off the market and to regroup with a new strategy or […]

06 Sep
credit card debt

Getting out of Credit Card Debt

In Canada, the cost of borrowing continues to rise leading to more household consumer debt. This consumer debt usually refers to credit cards, and it can cripple borrowers and families. If you carry credit card debt every month than it’s time to plan and execute a strategy to tackle it for good. It takes discipline […]

09 Aug

What to Expect from a Home Inspection?

Part of purchasing a home is having a home inspector conduct a thorough examination, helping both the buyer and the lender understand the true value of the property. A home inspector will look beyond the staged aesthetic of the listed home to examine the true guts and systems that drive its value, functionality and livability. […]

02 Aug

Are you Ready to Buy a Home?

Buying a home is the biggest financial and lifestyle decision of one’s life. It’s a purchase that will impact your monthly budget, your cash flow and will provide your financial portfolio with an extremely valuable asset. With a decision this big, how can you be sure that you are financially, personally and professionally ready to […]