Securing your home and property from break-ins is vital to protecting both your family and your investment while feeling safe every day. Luckily, there are proven ways to ensure your property is protected that won’t cost a bundle. Common Sense Using common sense will go a long way towards keeping your property safe from thieves. […]
Living in a small space, whether an apartment or starter house, forces you into being efficient. When you move into bigger digs, it might be tempting to throw old habits to the wind and indulge all your square-footage related fantasies. But before you surrender yourself to the euphoria of owning a bigger home, read these […]
Purchasing either a house or a condominium is a big investment. Despite the Greater Toronto Area’s (GTA) recent run of high housing prices, a house is the safer investment than a condo with respect to resale and property value. Here are a few reasons why buyers should prioritize making an offer on a house over […]
While being a homeowner will bring you many joys, it will also come with some costs, including an annual property tax bill from the Government. Here are a few quick facts about paying property tax in the Greater Toronto Area. Property Tax – What it is and How it is Calculated Property tax is a […]
Toronto is a metropolis but living in the GTA can be challenging. Because of the mortgage stress test that was implemented several years ago and the overall cost of property, many have been unable to enter the housing market. This has led to a hyper-competitive rental market with no end in sight. As if rental […]
When most people think of suburbia, they picture two-car garages, uniform lawns, quiet streets, and spacious backyards. It offers a certain lifestyle that doesn’t appeal to everyone but it’s a reality for many who want to enter the GTA housing market. The reason it is such a viable option isn’t just because of the ample […]
When looking for somewhere to live, there are benefits and potential downsides to the types of homes you can explore, ranging from your individual needs to the trends in the real estate market. The condo market seems to be ever expanding, yet houses are still widely popular in their own right. Here are some simple […]
In the current real estate climate, people who can afford to own a home may wish to go one step further and purchase a second property solely as an investment. This means living in their first home, but consistently renting out the second—ideally for a profit and ultimately to sell it later on for a […]
Recently, we wrote a post about how self-employed individuals can be approved for a mortgage. Self-employed mortgage applicants face additional challenges because they pose greater risks to lenders because their income can be unpredictable. Last July, self-employed people looking to enter the housing market received some good news. The Canadian Mortgage and Housing Corporation (CMHC) […]
There is nothing more frustrating than putting your property on the market, then watching it sit there month after month without ever receiving an offer. If you have a property that isn’t garnering a ton of interest, it might be wise to pull it off the market and to regroup with a new strategy or […]